A dedicated community savings system designed to track monthly contributions, manage capital shares, and offer fair loans for members across the fiscal year.
System Overview
Master Summary Data
A straightforward system where members can track their financial growth while administrators handle face-to-face collections securely.
Track exact contribution rounds for every month. Members earn shares for every ₱100 saved in the capital pool.
Members can apply for loans up to double their savings. All loans follow a strict 11-month term at 5% monthly interest.
Members earn a guaranteed 4.6% fixed profit on their total capital savings by the end of the fiscal year.
All deposits and loan payments are collected face-to-face and securely logged into the master summary by the Administrator.
Complete historical records of all approved, pending, and rejected loan applications ensuring total transparency.
Interactive charts for both members and admins to instantly visualize total savings, active loans, and pool value distribution.
From account creation to earning dividends, everything is clear and structured.
Sign up to get access to the member portal. Note that all financial transactions are done face-to-face with the Admin.
Hand your contributions to the Admin during collection rounds. The Admin logs it, instantly updating your total shares online.
Need funds? Apply for an 11-month capital loan online. Once the Admin approves it, you receive the cash and track amortizations in the app.
At the end of the 2025-2026 fiscal cycle, view your 4.6% fixed profit earned directly from your member dashboard.
Recent Monthly Collections
| Month | Round | Amount | Recorded By |
|---|---|---|---|
| February | Round 1 | ₱1,000 | Admin |
| January | Round 2 | ₱500 | Admin |
| January | Round 1 | ₱1,500 | Admin |
| December | Round 1 | ₱2,000 | Admin |
To ensure the stability of the community pool, COMSCA enforces uniform loan guidelines for all members.
"Before this system, tracking monthly collection rounds and calculating exact share counts was extremely tedious. The Master Summary Dashboard has completely eliminated human error from our record-keeping."
Administrator
COMSCA System
"I can log in anytime and see exactly how many shares I hold. I don't have to ask the Admin to compute my 4.6% fixed profit; it's right there on my personalized member dashboard."
Active Member
COMSCA
"Applying for a loan is transparent. The system automatically restricts loan amounts based on my current savings balance, and calculating the 11-month amortization at 5% interest is done instantly."
Borrowing Member
COMSCA
Sign in to your member portal to check your latest contributions, track your loan status, and view your earned profit.